Short-Term Business Loans

Empower growth with a short-term business loan

Get the short term business boost that your business needs to grow and succeed.

What is a short-term business loan?


A short-term business loan is a financial instrument offered by private lending services which are designed to provide quick and accessible funding solutions for businesses with immediate capital needs.

These loans are specifically structured to address short-term financial gaps, allowing companies to manage cash flow challenges, seize immediate opportunities, or navigate unexpected expenses. Unlike long-term loans, which may span several years, short-term business loans in Australia typically have a shorter repayment period, ranging from a few months to a couple of years.

How does a short-term business loan work?


One of the key features of short-term business loans is their flexibility and speed of approval. Australian businesses often turn to these loans to meet urgent financial requirements, such as purchasing inventory, covering operating expenses, or managing seasonal fluctuations. Non bank lenders, such as CCG, offer various types of short-term business loans making them an attractive option for smaller businesses or those with limited assets. As the business landscape continues to evolve, short-term loans play a crucial role in supporting the agility and resilience of Australian enterprises by providing timely access to the capital needed for short-term financial challenges and opportunities.

To learn more about short term business loans loans, speak to our loan specialists who can help.

Benefits of a short-term business loan?

We offer our borrowing clients a wide range of financing and private lending services that are tailored to your unique scenario.

Offers quick access to business capital


Working capital management

Provides flexible repayment terms on your terms

Allows you to capitalise on opportunity seizure

Cost effective for short-term business needs

Can postively impact credit building

Got a short-term business loan scenario?

Speak with our friendly advisers who can assist you with your short-term business loan needs.

Short-term business loan FAQ

We have compiled an FAQ to assist with any questions you may have when it comes to short-term business loans.

A short-term business loan provides immediate financial support to businesses looking to address temporary cash flow shortages, fund emergency expenditures, or capitalize on timely growth opportunities. These loans offer a secured financial solution, typically structured around the equity in commercial property which is crucial for businesses that need a quick infusion of capital without the lengthy approval processes associated with traditional banks. Short-term loans from non-bank lenders like Credit Connect Group can be particularly valuable for businesses seeking flexibility and rapid funding to react dynamically to market demands or internal needs.

It is important to note that this information is general in nature. To find out more about our loans, please get in contact with us on 1300 795 507 or email [email protected] and our team will help assess your needs. 

The process of securing a short-term business loan from a non-bank lender like Credit Connect Group is (typically) significantly faster than traditional bank lending. Often, the timeline from application to receiving funds can be as short as a few days to a week. This expedited process is due to the streamlined procedures and fewer regulatory hurdles that non-bank lenders operate under. Credit Connect Group works with credit-worthy borrowers and specializes in quick decision-making and rapid disbursement of funds, recognizing that businesses often face urgent needs that require immediate financial attention. The exact time to funding can vary based on the complexity of the loan and the promptness of the required documentation submission by the borrower.

It is important to note that this information is general in nature. To find out more about our loans, please get in contact with us on 1300 795 507 or email [email protected] and our team will help assess your needs. 



When applying for a short-term business loan with a non-bank lender like Credit Connect Group, the documentation required may typically include proof of identity and business ownership, such as a driver’s license and business registration documents. Financial statements, recent tax returns, and bank statements are also necessary to assess the business's financial health and cash flow stability. Additionally, details about the commercial property used as collateral—including property value assessments, ownership details, and any existing mortgage information—are crucial. Non-bank lenders may also require a business plan or a detailed account of how the loan will be used to ensure that the funds will be employed effectively to grow the business or manage cash flow.

It is important to note that this information is general in nature. To find out more about our loans, please get in contact with us on 1300 795 507 or email [email protected] and our team will help assess your needs. 




Opting for a short-term business loan from a non-bank lender like Credit Connect Group offers several advantages. Non-bank lenders typically provide more flexible terms and faster approval times than traditional banks, which is essential for businesses that need urgent funding. Non-bank lenders are often willing to consider less conventional forms of collateral and may work with businesses that have unique financial situations or those not typically serviced by traditional banks. Moreover, Credit Connect Group focuses on building relationships with our clients, offering our clients a personalized service and understanding of the specific challenges and needs of each business. This client-focused approach, combined with the ability to offer competitive rates and flexible repayment options, makes non-bank lending an attractive option for businesses looking to manage short-term financial needs without compromising their long-term goals.


It is important to note that this information is general in nature. To find out more about our loans, please get in contact with us on 1300 795 507 or email [email protected] and our team will help assess your needs. 



How do I apply for a short-term business loan?

If you are interested in applying for a short-term business loan you can speak to our friendly Business Development Team by calling us on 1300 795 507, or email [email protected]. We are always available to discuss your unique scenario and have a dedicated team of specialists who can tailor a solution to your needs.


Looking for other finance options?

We have a range of private lending options that might suit your scenario.

Bridging loan

Ensure a smooth transition between properties with a bridging loan. 

Learn more >

Construction loan

Lock in your rate so that you know exactly what you are paying.

Learn more >

Commercial loan

Seeking financing to purchase a loan for a block of land?

Learn more >

Want to discuss a short-term business loan?

We work to understand your borrowing needs and tailor a flexible lending solution that works for you.