Why It’s Time to Turn To Alternatives as the Bear Market Starts to Bite

September 6, 2023 by
Credit Connect Group, CCG

Why it’s time to turn to alternatives as the bear market starts to bite.

It’s safe to say Australian and global stock markets haven’t had a great 2022, what with soaring inflation and increasingly aggressive interest rate rises combining to take investors on a wild ride.

During the first six months of the year, the ASX All Ordinaries index fell 12.74% while the S&P 500 had its worst first half since 1970, thanks to a 20.6% fall that wiped out US$8.5 trillion in market value.

That’s bear market territory.

If history is any guide, this bear market could be long and painful – with the 11 US bear markets since 1945 averaging 16 months in duration, with an average decline of 31.5%, according to the Wells Fargo Investment Institute.

And you know what they say: when America sneezes … the rest of the world catches a cold.

June 14 was a case in point. The All Ordinaries index lost $116 billion in value in a matter of hours, after US stocks posted their biggest weekly percentage declines since January and the bear market was officially confirmed.

How to thrive during a bear market?

Bear markets may be a fact of life. But it’s not a given that you have to sit idly by and watch your investment portfolio take a beating. Because while global stock markets have been falling, other investments have been delivering handsome returns.

That’s why now is a great time to look for alternative investment options.

Take those savvy Australians who’ve been investing in mortgages through Credit Connect Group.

They’ve been earning returns of 5-9% per annum with predictable monthly income payments. And that return comes with minimal risk, as conservative lending ratios (the maximum LVR is typically 65%) are used and their investment is secured by a registered first mortgage against property in Australia.

How to Invest with Credit Connect Group?

Investing with Credit Connect Group is easy, thanks to our simple, transparent investor portal that gives you access to mortgage investment services and opportunities 24 hours a day, 7 days a week. The portal lets you:

  • Choose from a variety of property loan investment opportunities that pay you interest rates of 5-9%
  • Select the individual loan type, loan amount, return, term, location and LVR that matches your investment goals and risk profile

Credit Connect Group manages the entire loan on your behalf – so all you have to do is sit back and wait for the monthly interest payments to land in your bank account.

Want to grow your money even in a bear market? Contact Credit Connect Group and enquire below to find out more about our investment opportunities.

DISCLAIMER: The information provided in this article has been prepared by Credit Connect Group (CCG) for general education purposes only and is not intended to constitute specialist or personal advice. While every care has been taken regarding its accuracy no warranty is given or implied. The information contained herein does not constitute financial product advice and or an offer to invest. Investment can only be made by Sophisticated/wholesale investors as defined under the Corporations Act. Past results are not a guarantee of future performance. Investment into mortgages carries risk. We recommend that any investor obtain financial, legal, and taxation advice before making any investment with CCG. Copyright © Credit Connect Group. All rights reserved.

Share this post