10 Types of Short-Term Property Loans We Offer

April 29, 2024 by
Credit Connect Group, CCG

In the dynamic world of finance, having access to fast, flexible, short-term funding options can be a game-changer for individuals and businesses alike. As one of Australia's leading non-bank lenders and mortgage investment companies, we pride ourselves on offering a wide range of private lending solutions designed to meet the diverse needs of our Broker and Borrower clients. Whether you're looking to invest in property, bridge a financial gap, or secure funding for a development project, our short-term loans provide the agility and responsiveness you need.

Here's an overview of many of the types of loans we offer, each tailored to help our clients achieve their financial goals with confidence:

1. Residential Property Loans

Our residential property loans offer a streamlined alternative to traditional financing, ideal for corporate trustees or companies looking to purchase or refinance homes quickly. Understanding the importance of speed in the real estate market, we ensure a rapid application and approval process, allowing clients to seize opportunities without delay. We do not loan to consumers, however, if you are a corporate trustee or a company needing a residential property loan then we are a one-stop shop for your fast, flexible, short-term lending needs.

2. Commercial Property Loans

Designed for business owners and investors, our commercial property loans provide funding for purchasing or refinancing commercial property, including offices, retail shops, and industrial properties. Our flexible terms and competitive rates support your commercial endeavors, facilitating expansion and investment in prime real estate. All of our Commercial property loans are all secured by Australian property.

3. Bridging Loans

Bridging loans are the perfect solution for clients who need to manage timing discrepancies between buying a new property and selling an existing one. These loans offer immediate liquidity, bridging the financial gap and ensuring smooth transitions without the pressure of immediate sales.

4. Short Term Business Loans

Our short-term business loans are designed to offer businesses quick access to capital, whether for managing cash flow, seizing growth opportunities, or covering unexpected expenses. With straightforward terms and rapid funding, we help businesses maintain momentum and stability. All of our short-term business loans are secured by a first mortgage over Australian real estate.

5. Second Mortgage Loans

Second mortgage loans allow borrowers to access the equity in their property for additional funding, without disturbing their existing mortgage arrangement. This option is ideal for funding major expenses or consolidating debts, providing a flexible financial solution secured by Australian real estate.

6. Land Loans

Specializing in land loans, we offer financing for the purchase of vacant land, whether for investment, development, or construction purposes. Our land loans are tailored to support your long-term business requirements, providing the foundation for your future projects. As per all our non-bank lending loans, land loans are secured by Australian property to add security to the loan.

7. Construction Loans

Our construction loans are designed to fund the building of new structures, renovations, or extensions. These loans provide staged payments to cover construction costs, ensuring your project progresses smoothly from start to finish without financial hiccups. Our construction loans are tailored according to your needs and are secured by Australian real estate.

8. Development Loans

For larger scale property developments, our development loans offer the substantial funding required to bring ambitious projects to life. From residential complexes to commercial developments, we provide tailored financing solutions that align with your project's timeline and budget. We move quickly so that you can act fast, and we secure all development loans with a first mortgage over Australian real estate.

9. SMSF Loans

Self-Managed Super Fund (SMSF) loans enable trustees to invest in real estate as part of their retirement strategy. Our SMSF loan options are structured to comply with superannuation regulations, offering a secure way to grow your retirement savings through property investment.

10. Mezzanine Finance

Mezzanine finance combines elements of debt and equity financing, providing a flexible capital solution for businesses looking to expand or undertake significant projects without diluting ownership. This option is ideal for funding acquisitions, growth strategies, or recapitalisations and is secured by Australian property.

In summary...

At the heart of our services is a commitment to providing fast, flexible, short-term financing solutions that meet the unique needs of our Broker and Borrower clients. With a comprehensive suite of loan options, from residential loans and commercial property loans to specialized financing for construction, development, and business growth, we are available to support your financial journey or any scenario that you need to fulfill.

Explore our tailored loan offerings byspeaking to one of our experienced loan specialists and discover how we can help you achieve your financial goals.

DISCLAIMER: The information provided in this article has been prepared by Credit Connect Group (CCG) for general education purposes only and is not intended to constitute specialist or personal advice. While every care has been taken regarding its accuracy no warranty is given or implied. The information contained herein does not constitute financial product advice and or an offer to invest. Investment can only be made by Sophisticated/wholesale investors as defined under the Corporations Act. Past results are not a guarantee of future performance. Investment into mortgages carries risk. We recommend that any investor obtain financial, legal, and taxation advice before making any investment with CCG. Copyright © Credit Connect Group. All rights reserved.

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