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HORIZON [LAND LOANS]

Fund your Dream

Secure land now. Build or sell when you’re ready.

Experienced non-bank lender​
Experienced non-bank lender​

Access funding not available via traditional banks.

No hidden fees
No hidden fees

No line fees or additional costs, just a fixed rate, interest only.

Tailored, flexible funding
Tailored, flexible funding

A personalised rate and no two loans are the same.

What is a land loan?

What is a land loan?

A land loan, also commonly referred to as land finance, is designed to provide individuals or developers with the necessary funds for purchasing vacant land. These loans, often secured by the property itself, facilitate the initial phase of property development, allowing borrowers to secure the land before initiating construction.

​Land loans typically cover the cost of purchasing the land, and the terms may vary based on factors such as the location of the land, its size, and the borrower’s financial profile.

How does a land loan work with CCG?

How does a land loan work with CCG?

Non-bank lenders like CCG specialise in providing flexible, fast financing solutions secured by an Australian first mortgage. Not only can we offer faster processing times, more flexible credit requirements to creditworthy borrowers and personalised service but we are also able to cater to businesses and individuals who may not meet the strict criteria of traditional banks or need rapid access to funds for timely opportunities.

Benefits of a land loan?

Benefits of a land loan?

We offer our borrowing clients a wide range of financing and private lending services that are tailored to your unique scenario.

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    Strategic investment opportunities

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    Land acquisition for future development

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    Flexibility in how funds are used

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    Hold and appreciate land value over time

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    Customised land loan terms tailored to you

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    Staged development possibilities

Key highlights

Loan Amount
$80K to $50M
Interest Rates
From 9.75% to 11.75% p.a.*
LVR
Up to 70%
Term
6 – 12 months
Loan Purpose
Purchase, Refinance, Equity release, Working capital for business purposes
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FAQ

Can’t find the answer you’re looking for? Reach out to our friendly, expert team.

What is a land loan used for?

Land loans are used to acquire vacant land for future construction, development, subdivision, or long-term investment purposes.

What documentation is required to apply?

Required documents usually include property details (location, zoning, size), a valuation or appraisal, survey plans, and any proposed development or town planning information.

How does a CCG land loan work?

A CCG land loan provides funding to purchase vacant land, secured by a first mortgage over the property. As a non-bank lender, we assess each application on its merits, allowing for flexible structures and faster approvals than traditional banks.

How quickly can land finance be approved?

Approval can typically be achieved within days, depending on documentation, valuation requirements, and transaction complexity.

Why choose CCG for land finance?

CCG offers fast turnaround times, flexible credit assessment, and tailored loan structures, ideal for borrowers who need certainty and speed.

Who is best suited to a land loan?

Investors, developers, and owner-occupiers looking to secure land now and build or sell at a later stage.

Looking for a land loan?

We work to understand your needs and tailor a flexible solution that works for you.