Construction Loan

Looking for a construction loan?

Construction loans can give you the flexibility that your building project needs to succeed.

non-bank lender​

Access funding not available
via traditional banks.

No hidden fees

No line fees or additional costs,
just a fixed rate, interest only.

flexible funding

A personalised rate and no
two loans are the same.

What is a construction loan?

Looking for a fast, flexible short-term construction loan to give your project the chance to succeed?   A construction loan is designed to fund the construction or renovation of a property. Funds are released periodically and the benefits are cashflow for the builder and certainty for the developer and investors.

Our construction loans are an excellent choice for those looking to undertake a new project or make significant renovations, offering the necessary financial support and flexibility to manage the duration of the construction process. 

With CCG, your construction finance will be secured by an Australian property.

Benefits of a construction loan with CCG?

Unlike traditional lenders non-bank lenders, such as CCG, offer a game-changing alternative by taking a broader view of your financial situation and evaluating your property project with different lending criteria. Unlike traditional banks, we are able to offer more personalized loan structures that are tailored to the specific needs and timelines of your construction project. 

We provide a variety of flexible lending solutions suitable for creditworthy borrowing clients that have a registered Australian real estate title to offer as a first mortgage security. As a non-bank lender, we introduce these loans as investment opportunities to our network of private investors who fund the loan through our Credit Connect Select Fund.  

To learn more about our construction loan options, speak to our loan specialists who can help with your scenario.

Benefits of a Construction Loan?

We offer our borrowing clients a wide range of financing and private lending services tailored to your unique scenario.

progress funding

loan terms

Interest-only to
ease financial burden

Interest capitalised
onto the loan

Access to
specialised advice

Tailored to all
types of projects

Got a construction loan scenario?

Speak with one of our Business Development Managers who can assist you with your construction loan needs.

Frequently Asked Questions

We have compiled an FAQ to assist with any questions you may have when it comes to construction loans.

Overall, non-bank lenders have a far more streamlined process and fewer bureaucratic hurdles than traditional banks which will help to expedite your financing approval process. The approval process can take anywhere from a few days to a few weeks, depending on the complexity of the project and the completeness of the documentation provided by the borrower. Preparing thorough documentation and responding swiftly to requests for additional information can significantly speed up this process. Additionally, the experience of the developer and the strength of their financial position can also influence the speed of financing approval. In all cases, our goal is to remove as many hurdles and roadblocks as possible in order to help you get the fast, flexible, short-term loans that will help your business thrive. [email protected]and our team will help assess your needs.

When applying for a construction loan with a non-bank lender such as CCG, it's essential to compile a package of documentation that supports the viability of your construction project. These documents help us to assess your ability to repay the loan. For the construction project itself, you will need to submit the construction plans, timelines and a comprehensive budget. This should be supported by legal documents such as property deeds, proof of land ownership, and relevant permits or zoning approvals. In addition, information about the builder or contractor, including their qualifications, license, and insurance, will also be crucial. Additionally, you will need to provide cost estimates from contractors and suppliers, as well as an appraisal of the property’s expected value upon completion. Together, these documents paint a full picture of the project scope and your preparedness to manage it financially, streamlining our approval. [email protected]and our team will help assess your needs.

Why use CCG for your construction loan?

We specialise in fast, flexible, short-term construction loans, secured by Australian real estate, for individuals and companies seeking immediate funding and fast approvals without the delays and hassles of traditional lending services such as banks, credit unions or building societies. We offer our creditworthy borrowing clients a wide range of financial solutions and private lending services tailored to each of their unique lending requirements. We know that no two borrowers are the same so we personalise each rate so you get a flexible loan that fits your unique scenario. As we have years of experience as a Non-Bank Lender, we are able to move quickly so you can act fast. [email protected]and our team will help assess your needs.

If you are interested in applying for a construction loan you can speak to one of our friendly Business Development Managers by calling us on 1300 795 507, or email us at [email protected]. We are always available to discuss your unique scenario and have a dedicated team of specialists who can tailor a solution to your needs.

Want to discuss a loan scenario?

We work to understand your needs and tailor a flexible solution that works for you.