Experienced non-bank lender
Access funding not available via traditional banks.
No hidden fees
No line fees or additional costs, just a fixed rate, interest only.
Tailored, flexible funding
A personalised rate and no two loans are the same.
What is a construction and development loan?
What is a construction and development loan?
Looking for a fast, flexible short to medium term loan to support your property project? Our construction and development loans are designed to fund everything from building and renovations to land purchase and development costs.
Unlike a home loan, construction loans release funds periodically, providing cash flow for builders and certainty for developers and investors. Development finance typically spans 6 to 24 months and covers expenses such as civil works and other development-related costs.
With CCG, these loans must be secured by an Australian property, offering a reliable and structured approach to financing your project. Whether you’re undertaking a new build, significant renovation, or full development, our loans provide the financial support and flexibility you need.
Choose CCG for Construction and Development Finance?
Choose CCG for Construction and Development Finance?
As a non-bank lender, CCG offers a game-changing alternative to traditional banks by taking a broader view of your financial situation and property project. We use different lending criteria, allowing us to provide more personalised loan structures tailored to the specific needs and timelines of your construction or development project.
Our flexible lending solutions are designed for creditworthy clients who can offer a registered Australian real estate title as first mortgage security. Unlike traditional lenders, we introduce these loans as investment opportunities to our network of private investors, enabling faster approvals and more streamlined applications.
This approach is especially valuable for developers and builders facing time-sensitive projects, unconventional property types, or unique credit situations, helping you secure the fast, flexible short-term finance you need to keep your project on track.
Benefits of a construction and development loan?
Benefits of a construction and development loan?
We offer our borrowing clients a wide range of financing and private lending services tailored to your unique scenario.
Regular progress funding to manage cash flow
Flexible loan terms and financing structures
Interest-only options to ease financial burden
Efficient approval process for timely project support
Access to specialised advice and industry knowledge
Adaptable to a wide range of property projects and risks
Key highlights
FAQ
Can’t find the answer you’re looking for? Reach out to our friendly, expert team.
Construction and development finance is used to fund ground-up builds, major renovations, subdivisions, and commercial or mixed-use developments, including approved DA projects.
Typical documentation includes feasibility studies, quantity surveyor reports, valuations, development approvals (if applicable), financials or accountant’s letters, and details of the proposed exit strategy.
A Rise loan is a structured finance solution secured by a first mortgage over Australian real estate. Funding is typically advanced progressively based on the Gross Realised Value (GRV) refers to the total estimated value of a development project once it is fully completed and sold, aligned with construction milestones, and tailored to the project’s feasibility and exit strategy.
Indicative approval can often be provided within 24 hours, with funding timelines ranging from days to a few weeks depending on project complexity and documentation.
CCG provides fast approvals, flexible structures, and tailored funding solutions that support projects banks may take too long to assess or decline due to rigid criteria.
Builders, developers, investors, and corporate entities undertaking residential, commercial, industrial, or mixed-use development projects.