What is a SMSF loan?
What is a SMSF loan?
Looking to grow your superannuation through property investment? A Self-Managed Super Fund (SMSF) loan allows trustees to use their fund’s capital as a deposit to acquire an investment property while borrowing the remaining funds required to complete the purchase.
This financing solution enables SMSF trustees to diversify their retirement portfolio by investing in Australian real estate while maintaining control of their investment strategy. By leveraging the fund’s existing capital, SMSF loans can help unlock property opportunities that may otherwise be out of reach.
With the right lending structure in place, SMSF loans provide trustees with the ability to build long-term wealth within their super fund while benefiting from property-backed investment growth.
How does a SMSF loan work with CCG?
How does a SMSF loan work with CCG?
We provide flexible lending solutions designed specifically for Self-Managed Super Funds seeking to invest in Australian property. Borrowers must have a compliant SMSF structure and an eligible property secured by a first mortgage.
As a non-bank lender, Credit Connect Group (CCG) facilitates SMSF lending opportunities through our established network of private investors, enabling borrowers to access funding faster and with greater flexibility than traditional banks.
An SMSF loan with a trusted non-bank lender such as CCG provides trustees with a streamlined pathway to securing funding quickly, ensuring that property investment opportunities can be acted on without the delays often associated with traditional lending institutions.
Benefits of a SMSF loan?
Benefits of a SMSF loan?
Invest your super in property
Build long-term retirement wealth
Access flexible non-bank lending solutions
Fast approval and settlement times
Interest-only loan options available
Purchase or refinance investment property
Key highlights
FAQ
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An SMSF loan allows a Self-Managed Super Fund to borrow funds to purchase or refinance investment property while holding the asset within the super fund structure.
Eligible residential, commercial, or industrial properties in Australia may be financed, subject to SMSF compliance and lending assessment.
Vault SMSF Loans provide fixed, interest-only lending secured by a first mortgage over Australian real estate. Loans are structured to comply with SMSF requirements and funded via CCG’s private lending network.
Indicative approvals are generally available within 24 hours once documentation is received, with settlements possible in as little as one week.
Vault offers faster approvals, higher flexibility, and streamlined assessment compared to traditional banks, allowing trustees to act quickly on investment opportunities.
SMSF trustees, corporate trustees, and eligible investors seeking to grow their superannuation portfolio through property investment, short term funding.