What is Private Lending?
What is Private Lending?
Private lending is the process of securing capital from non-traditional sources, such as private investors, high-net-worth individuals (HNWIs) or companies with surplus funds. Unlike banks, private lenders offer flexible financing solutions while seeking attractive returns on their investments.
Non-bank lenders, such as CCG, are able to offer private lending services that are fast, flexible, reliable and secure for your property borrowing needs. Whether it’s commercial, residential or development funding you are looking for, we help select the financing option that best suits your scenario.
Why Choose a Private Lender?
Why Choose a Private Lender?
Current industry experience shows us traditional banks are taking from 4 to 6 weeks just to assess a loan, whilst approving a loan can take months with no guarantee of success. The same institutions are loathe to offer the short-term mortgages that our borrowers require, instead offering long-term home loans for 15-30 years with little transparency, hidden fees and unrealistic requirements.
As traditional banks continue to fail to meet the unique needs of Australian borrowers, private lenders and private lending itself has become a mainstream alternative for brokers and borrowers looking for fast, flexible, short-term loans.
FAQ
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CCG specialises in short to medium term secured property loans for borrowers who need fast, flexible, tailored finance. Our lending solutions include, but are not exclusive to: Bridging finance, Business loans, Commercial property loans, Development finance, Construction loans, Residual stock loans, Second mortgage loans, SMSF loans, Equity release, Structured lending and Non-resident & expat loans.
We provide finance to individuals, business borrowers, property developers and investors who can offer Australian real estate as a security for their loan. Our loans cater to companies, trusts and individuals looking for alternative lending solutions outside the restraints of traditional banks, building societies and credit unions.
Unlike banks, we assess each deal on its own merits rather than constrain borrowers into rigid credit scoring models. Our secured loans are tailored to borrowers who need quick funding and tailored solutions and every loan is secured by Australian real estate.
Private lending differs significantly from borrowing from a traditional major bank due to flexibility and overall willingness to consider a broader range of borrower circumstances. Private lenders offer more adaptable terms, flexibility and faster processing that ensures you are able to act fast with your lending needs and in the Australian real estate market, acting fast makes all the difference. To find out more about our loans, please get in contact with us on 1300 795 507 or email [email protected] and our team will help assess your needs.
CCG only provides secured loans. That means a borrower must offer Australian real estate as the collateral for their loan. The type and value of the security influence the loan amount and terms that we are able to offer. Get in touch with us to find out how much you can borrow and whether we can assist you in your circumstances. You can also submit a loan enquiry to tell us about your loan scenario needs. We love to help and we act fast so you can move quickly
The loan application is as follows:
- Your Initial Inquiry – Submit your loan request through our website or via a broker.
- Assessment – Our team reviews your security, loan purpose and exit strategy.
- Indicative Terms – We provide a conditional offer outlining loan terms and conditions.
- Valuation & Due Diligence – Property valuation and legal checks are completed.
- Formal Approval – Once due diligence is complete, we issue formal loan documents.
- Settlement – Upon signing, funds are disbursed quickly.
Working with a leading non-bank lender, such as CCG, is a great way to access private lending funds. All you need to do is get in touch as we have a team of dedicated Borrower team who can discuss your unique scenario to tailor a solution that suits your needs. If you are interested in applying for a loan with us give us a call at 1300 795 507, or email us at [email protected]. We look forward to speaking with you.