With a substantial investment portfolio built over a lifetime, Mark, a 40-year-old sophisticated investor was focused on maximising returns while maintaining his capital security. Mark’s wealth gave him more options, but it also meant he needed to preserve it against market fluctuations and volatility.
While Mark’s portfolio included property ownership, equities, term deposits and even some cryptocurrency, he was increasingly seeking to add an additional reliable investment income stream that didn’t tie him to market volatility. His goal was to balance steady income generation with secure, asset-backed investments that could withstand economic shifts.
After discussions with his wealth advisor, Mark was introduced to Credit Connect Group (CCG) and our first mortgage investment opportunities. CCG’s first mortgage investments allowed Mark to earn regular, predictable, monthly income backed by Australian real estate assets, providing him with the stability he sought. This investment asset offered him not only an income-focused, high yield but also an extra level of security in that it was backed, or secured, by Australian real estate.
Why Investors Choose a CCG First Mortgage Investment Fund?
There are many reasons why Investors choose a CCG First Mortgage Investment for their portfolio:
- High Monthly Income - Consistent returns offering high net-worth individuals dependable cash flow through distribution payments without depending on market performance.
- Asset-Backed Security - Each investment is secured by Australian property, providing an added layer of protection for capital.
- Capital Preservation - CCG's conservative LVRs and stringent vetting process safeguard investors’ wealth, ideal for HNWIs focused on stability.
Mark’s Investment: Stability and Reliable Returns
Mark decided to allocate $500,000 of his portfolio to a CCG-managed first mortgage loan, supporting a large-scale commercial development project. This mortgage fund investment offered a lucrative income opportunity, supported by the property’s independent panel valuer’s high valuation and CCG’s diligent assessment of the borrower’s track record and project potential. The CCG team provided Mark with detailed information about the asset’s valuation and security structure, reassuring him that his capital was well-protected.
With this investment, Mark earned a consistent 9% annual return, distributed monthly. This provided him with a secure income of $3,750 per month, significantly enhancing his cash flow without drawing down other assets or being subject to market volatility. This regular income allowed Mark to fund lifestyle pursuits, philanthropic activities, and portfolio diversification without sacrificing the security of his principal.
Outcome: Enhanced Income Stability with Security of Principal
For Mark, investing with CCG delivered the high-yield income he needed, with the reassurance of asset-backed security and priority positioning in the repayment structure. CCG’s regular, transparent updates and thorough oversight reinforced Mark’s confidence, and the predictable monthly income provided the peace of mind he required to enjoy his wealth without worry.
By the end of the 12-month loan term, Mark’s full principal was returned, alongside $45,000 in income distributed monthly. Impressed by the performance and security, Mark decided to reinvest with CCG, knowing he could reliably count on CCG’s due diligence and the robustness of the Australian property market. For HNWIs like Mark, CCG’s first mortgage investments offer a compelling combination of high-yield income, capital preservation and security backed by Australian real estate.
How CCG Prioritises Investor Security:
Our first mortgage investments present investors with the opportunity to receive high-return payments in a more stable environment.
- Enhanced Capital Protection - Low LVRs ensure high asset coverage, prioritising the security of larger investments.
- Premium Property Assets - CCG focuses on high-value Australian real estate, providing stable asset backing that aligns with HNWIs' high-capital needs.
- Priority Debt Position - First mortgage status ensures high net-worth individuals have priority over secondary creditors, strengthening capital security.
While all investments carry risks, CCG’s first mortgage investments are backed by Australian real estate, adding an extra layer of protection for all of our valued investors.
Get started...
If you would like to invest in a CCG first mortgage investment fund, speak to ourInvestment Team on 1300 795 507 or email us at [email protected].